Start the new year right by reviewing your finances and making sure your mortgage and insurances align with your goals
The new year is an exciting time for many people, but it can also be stressful. That’s why its a good idea to take a few minutes at the start of each year to check your finances and review your insurance needs. Its always good to make sure that you’re covered in case anything goes wrong.
If you want to start the year off right, it’s important to check up on your finances. This could mean checking in with your friendly financial advisor, or looking at your bank statements to see where you stand. Are there are any gaps in coverage or errors in planning. Now is the time to address them before they become more serious problems.
If this sounds like something that would be helpful for you but isn’t necessarily something that comes naturally, we are happy to help you with a free financial check up.
You should check that you have enough insurance cover for your assets and family members. Different people have different ideas and budgets on what that may mean. Financial advisors can provide you with all the options so that you can create something that meets the needs and budget of you and your family
Make sure that you are adequately protected against major risks such as property damage and loss of income due to illness or injury. This may mean making sure you have things like Trusts, Wills and Powers of Attorney set up in case the worse happens. Although financial advisors may not be able to help you with this, they can send to the right people who can.
Also, you need to review that you are still on track to meet your financial goals such as retirement savings or education expenses for children/grandchildren etc.
As you’re ringing in the New Year, it’s important to be confident that you are covered. You want to make sure your family is protected and you have peace of mind while they are away from home.
You are the best person to decide how to ensure that you’re properly insured. But don’t just make it a goal for next year—make it a goal for this week! You can take small steps towards gaining peace of mind right now, by calling us or sending us a message.
