Mortgages & Loans

Understanding Your Home Loan Options with Andre Stokes

At Mortgage and Insurance New Zealand, we know buying a home is a big financial decision. Whether you’re a first-time buyer or looking to refinance, we’re here to guide you every step of the way. With over 24 years of experience, Andre Stokes, our expert advisor, is dedicated to finding the best home financing solutions tailored to your needs.

 

Why Choose Andre Stokes as Your Mortgage Broker?

Choosing the right advisor can make all the difference in securing a great deal on your home loan. Here’s why Andre Stokes our expert advisor, is dedicated to finding the best home financing solutions tailored to your needs.

Extensive Experience: Andre has more than two decades of experience in the home financing and insurance industry. He has a deep understanding of the New Zealand housing market and the various loan products available.

Personalised Service: Andre takes the time to understand your unique financial situation and goals. He provides tailored advice to help you find a financing solution. Whether it’s a fixed-rate, variable-rate, interest-only, revolving credit option or a mixture.

Comprehensive Support: From the initial consultation to finalising your loan.  Andre and the team at Mortgage and Insurance New Zealand will guide you through the entire process, making it as seamless and stress-free as possible.

Free Expert Advice & Competitive Mortgage Rates Across Hamilton, Waikato, Bay of Plenty, and Auckland!

Choose us for Your Home Loan Needs!

Understanding Your Mortgage Options

At Mortgage and Insurance New Zealand, we offer a range of financing solutions to suit different needs:

Fixed-Rate Loans: Secure a fixed interest rate for a set period. This provides stability in your monthly repayments and helps you budget with confidence.

Variable-Rate Loans: Enjoy the flexibility of a variable rate that may change in response to market conditions. This can potentially save you money when rates decrease.

Interest-Only Loans: Pay only the interest for a specified time, ideal for property investors or those looking to minimise initial payments.

Revolving Credit and Offset Loans: Use your mortgage like a bank account, allowing deposits to reduce your loan balance and the interest you pay. This can be great for those with irregular incomes or savings.

 

Why Refinancing Might Be Right for You

Refinancing can bring several benefits, such as:

Lower Interest Rates: Take advantage of reduced rates to lower your monthly payments.

Better Loan Terms: Adjust your loan terms to better fit your current financial situation.

Access Home Equity: Use the equity in your home for renovations, debt consolidation, or other financial needs.

If you’re considering refinancing, Andre Stokes can help you evaluate your options and find the best solution for your circumstances.

Get Expert Advice and Support

Navigating the world of home financing can be challenging, but you don’t have to do it alone. Working with Andre Stokes means you get expert guidance and support. He will ensure you make informed decisions about your loan.

Looking for a great home loan?

Meet Andre Stokes

Andre Stokes – Expert Mortgage and Insurance BrokerAndre Stokes is not just a financial adviser; he’s your partner in achieving your home ownership goals. With a Bachelor’s degree from Massey University and a commitment to helping clients since 2000. Andre has built a reputation for providing honest, reliable advice and excellent customer service.

Andre is also deeply involved in the community. He served as the 2006 National President for New Zealand Junior Chamber Inc (JCI New Zealand). He understands the unique needs of New Zealanders and is dedicated to helping you secure the best mortgage and insurance solutions.

Let's Find the Right Mortgage for You!

Ready to explore your financing options? Contact Andre Stokes at Mortgage and Insurance New Zealand today for a free, no-obligation consultation. We’re here to help you find the best home loan that suits your needs and ensures your financial peace of mind.

For more information about financial advisors and the services we offer, visit the Finance and Mortgage Advisors Association New Zealand.