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Clear, Honest Home Loan Advice with Andre Stokes

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Why Work with Andre Stokes for Your Home Loan?

Finding the right mortgage broker can make all the difference — and that’s where Andre comes in. With a down-to-earth approach and years of experience, he’s here to make the home loan process simple, clear, and stress-free.

✨ Experience You Can Trust
With over 20 years in mortgages and insurance, Andre knows the New Zealand housing market inside out. He understands the different loan options available and can match you with the one that truly fits your needs.

✨ Advice That’s Personal to You
Andre takes the time to listen and get to know your goals. Whether you’re after a fixed or variable rate, interest-only, revolving credit, or a mix, he’ll guide you toward the option that works best for your lifestyle.

✨ Support Every Step of the Way
From your first chat through to settlement day, Andre and the Mortgage & Insurance NZ team are by your side, handling the details so you can focus on your next chapter.

💡 And the best part? His advice is free — with competitive mortgage rates available across Hamilton, Waikato, Bay of Plenty, and Auckland.

Discover the Best Home Loan Options for Your Future
Andre is amazing to deal with. Very prompt and efficient! Great with communication and knows what he's doing!  Would recommend to anyone wanting their first home or sorting their mortgage! 
Melissa Henderson
100% would recommend Andre. Thanks to him, my partner and I bought our first house. He was so helpful. Gave us all the information that we needed. Communication with Andre was great. Always got back to us with promptly. Thank you Andre for making our first experience to buy our first home so easy and enjoyable.   
Kat Poutu
Andre is awesome! Helped us through the madness of buying our first home, professional, knowledgeable, responded quickly to our questions and he has a great sense of humour. From Anton and Jess....  A BIG THANK YOU!!! 
Anton & Jess Atkins
Awesome service. Great communication. Highly recommended Andre if your looking for a good mortgage broker
Cara Healy
Amazing service. Thank you Andre!! Andre helped us get into our first home then recently another loan. He made the process so easy even though my wife & I did not no much about the process at all. Andre knew how to speak our language & he related to us well. He made sure we understood everything we signed & was very patient with us. Never made us feel like we were a burden.
Samuel Donaldson
I have used Andre’s services over the past five years and in that time he has been a huge help to myself and many friends and family who I have referred. He continually goes above and beyond to ensure great results and has been successful every time. I purchased property whilst overseas and he made this complicated process go smoothly with his skilled and friendly approach. Andre’s vast knowledge has helped me with ventures as a first home buyer and residential investment, through to formulating complicated proposals for a renovation and relocation project. I easily trusted him to sort all of my home and construction insurance. He was also a fantastic contact while I was in commercial sales as he was always readily available for my clients. His turnover time for work is outstanding. I couldn’t recommend a more talented and proficient broker than Andre and his company Mortgage & Insurance New Zealand.
Paul Budd
Andre is so great to work with, awesome service. Thanks Andre Stokes
Leia Cree
Andre has been my broker for over 5 years now and provides an excellent service
Robbie Whiteman
We have been with Andre for over 12 years and he has been there for all our mortgage needs with easy email reminders when any fixed rate needs reviewing and getting us the best rate out there, Top bloke ! Way easier than dealing with banks.
Craig Mullan
Service & knowledge is outstanding. Always delivers the best results. Highly recommend!
Oliver Friedlich
I appreciate the efficiency, the availability and genuine concern expressed by our Broker Andre Stokes. Nothing is ever too small or complicated for him to act on our behalf and take away the stress of paperwork involved with our insurance premiums and several claims this year.
Yvonne Buchan
Never had an easier experience than with Andre! Nothing is ever an issue, and he's there 24/7! Definitely comes with a high recommendation.
Nick Clasper
Andre is very helpful.
Kalarathan Kandiah

Choose Andre for Your Home Loan Needs!

Understanding Your Mortgage Options

At Mortgage and Insurance New Zealand, we offer a range of financing solutions to suit different needs:

Fixed-Rate Loans: Secure a fixed interest rate for a set period. This provides stability in your monthly repayments and helps you budget with confidence.

Variable-Rate Loans: Enjoy the flexibility of a variable rate that may change in response to market conditions. This can potentially save you money when rates decrease.

Interest-Only Loans: Pay only the interest for a specified time, ideal for property investors or those looking to minimise initial payments.

Revolving Credit and Offset Loans: Use your mortgage like a bank account, allowing deposits to reduce your loan balance and the interest you pay. This can be great for those with irregular incomes or savings.

 

Why Refinancing Might Be Right for You

Refinancing can bring several benefits, such as:

Lower Interest Rates: Take advantage of reduced rates to lower your monthly payments.

Better Loan Terms: Adjust your loan terms to better fit your current financial situation.

Access Home Equity: Use the equity in your home for renovations, debt consolidation, or other financial needs.

If you’re considering refinancing, Andre Stokes can help you evaluate your options and find the best solution for your circumstances.

Get Expert Advice and Support

Navigating the world of home financing can be challenging, but you don’t have to do it alone. Working with Andre Stokes means you get expert guidance and support. He will ensure you make informed decisions about your loan.

Looking for a great home loan?

Meet Andre Stokes

Andre Stokes – Expert Mortgage and Insurance BrokerAndre Stokes is not just a financial adviser; he’s your partner in achieving your home ownership goals. With a Bachelor’s degree from Massey University and a commitment to helping clients since 2000. Andre has built a reputation for providing honest, reliable advice and excellent customer service.

Andre is also deeply involved in the community. He served as the 2006 National President for New Zealand Junior Chamber Inc (JCI New Zealand). He understands the unique needs of New Zealanders and is dedicated to helping you secure the best mortgage and insurance solutions.

Let's Find the Right Mortgage for You!

Ready to explore your financing options? Contact Andre Stokes at Mortgage and Insurance New Zealand today for a free, no-obligation consultation. We’re here to help you find the best home loan that suits your needs and ensures your financial peace of mind.

For more information about financial advisors and the services we offer, visit the Finance and Mortgage Advisors Association New Zealand.

Contact us today for a complimentary chat with Andre!